Commercial Liability

from Fox Insurance Agency

Protecting your Oregon businesses

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy extends to the liability exposures which your company might potentially run across. Fox Insurance recommends that all businesses have general liability coverage in place.

• Professional Liability Insurance (Errors & Omissions)

  Errors & Omissions (E&O) covers employees for professional negligence and errors or omissions that injure their clients or cause damage to a third party’s data. Such an insurance option is especially useful to licensed professionals such as accountants, attorneys, insurance agents, architects, engineers and technology companies, which have to deal with a lot of clients and critical data. Fox Insurance recommends that all professional and technology companies have E&O coverage.

• Employment Practices Liability Insurance (EPLI)

  Employment Practices Liability Insurance for employers if focused on the issues which might come up during employment and after, rather than physical injury. This can include legal fees and damages for suits such as wrongful termination, discrimination, sexual harassment, and other alleged violations of employees’ legal rights. If you have employees, Fox Insurance recommends considering this type of coverage.

• Directors and Officers Insurance (D&O)

  D&O insurance is there to take care of critical members of a company which may have omitted information and for misleading statements that result in lawsuits against the company. There is a variety of Directors and Officers coverage options, such as corporate reimbursement coverage, personal liability, and entity coverage. D&O policies also can be broadened to include coverage for employment practices liability as well.

To find out which policies will work best for your organization, call us. We'll make sure to work with you to make sure you are covered in the way that you need.