Who doesn’t want to save money on homeowners insurance?  For homeowners and renters in Portland and Beaverton – and elsewhere – you have options when it comes to lowering your home insurance costs.

How You Can Lower Your Homeowners Insurance Cost

• Combine policies to increase savings. Insuring both your auto and home with a single company often qualifies you for discounts on BOTH policies. Ask an agent at Fox Insurance Agency to learn more.
• Higher deductible = lower premiums. Deductibles can range from $500 to $7,500. By increasing your deductible and raising the amount you pay out-of-pocket for losses, you can save more on your homeowner’s policy premium. Ask Fox Insurance to explain the trade-offs.
• Think Safety and Save. In Oregon and Washington, installing safety features to your home can qualify you for discounts. Have you recently added a security system, burglar alarm, or fire alarm to your home? All of those items can reduce insurance costs.
• Good credit? Good! Keep your score healthy, and you could save money on your insurance. Understand your credit score, learn about building a strong credit history, and discover how to keep your credit reports accurate.
• Where you live. Rates vary based on where you live. Sometimes cost may change from one neighborhood to another and even between ZIP codes. Insurance companies research the claim rate in many cities and your premium will reflect that. Live in a high claims area? Expect to pay more.

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