Off-Road Vehicle Insurance

from Fox Insurance Agency

There’s never a shortage of ways to get outside in Oregon. Whether you’re out for a gentle ride or pushing the limits, the last thing you want to worry about is whether your insurance policy has you protected.

Fox Insurance can help you get the specialized coverage you need for your off road and specialized vehicles. By getting coverage, you are protecting your investment.

Are your vehicles covered?

Contact our team today to talk about:

• ATV (All-terrain vehicle) insurance
• Dirt bike insurance
• Dune buggy insurance
• Golf cart insurance
• Snowmobile insurance
• Any other motorsports insurance you need

Do You Need Insurance for Your Off-Road Vehicle?

Most vehicles aren’t going to be covered by a standard auto or home insurance policy. In fact, many policies will not extend beyond your property. What’s more, many public parks and state and federal lands require complete coverage for riders.

Reducing Your Rates

Several factors can affect the cost of insuring your vehicle. Here are some basics for keeping your rates low:

• Have a good record - If you have claims on your insurance policy or violations on your driving record, your rates will likely be higher.
• Know the consequences of your specific vehicle - Some off-road vehicle models are considered more aggressive machines, and typically have elevated rates as a result.
• Own and Insure More Than One - There are a lot of carriers which will offer special rates for insuring multiple vehicles.

Good Coverage for Great Times

Every available policy is going to be unique, but here is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies which are available:

• Collision coverage pays for covered damage to your vehicle when if you are in a collision with another object or vehicle.
• Property damage liability coverage insures you if there have been specific damages caused to property because of your actions. This coverage may also provide you with a legal defense if another party files a lawsuit.
• Bodily injury liability coverage insures you against certain damages if you injure or kill someone while the vehicle is in operation. Such coverage can also provide you with legal defense against suing parties.
• Comprehensive physical damage coverage pays for covered losses resulting from events other than a collision, such as vandalism and theft.

Let us help you to get the best coverage possible before you go out and ride. Talk to us today to find out how to get the best overall  price and value on the Oregon outdoor vehicle insurance which is right for your needs.