If the home you own is an apartment, here's what you need to know about insuring it. Because co-op and condominium owners share their building structures, two policies-a master policy and an individual policy-are...

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How are you paid? Who gets the check? Do you need to replace items immediately? Learn here. After a disaster, you want to get back to normal as soon as possible, and your insurance company wants that too! You may get...

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Both annuities and life insurance should be considered in your long-term financial plan. While both include death benefits, you buy life insurance in the event you die too soon and an annuity in case you live too long....

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5 reasons your life insurance benefits might go unclaimed - Sometimes life insurance benefits are left unclaimed after a policyholder dies. This is an unfortunate problem under any circumstances, but especially now,...

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Make your home safer-and get insurance discounts, too. Burglars won't find your home an easy target if it's well lit and features security measures that slow them down. Don't let your home be an easy mark for theft and...

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To stay safe in a storm, know the truth about lightning dangers. “When thunder roars, go indoors!” is a truism that actually holds up. But much of what we think we know about lightning is fiction. Here are some common...

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Know what to do immediately following a seismic tremor to protect yourself and your family. Earthquakes happen without warning and they can cause damage even in areas where tremors aren't a known issue. If you've...

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Decluttering is having a moment these days. Organizing guru Marie Kondo has her own show on Netflix, people everywhere are going through their things and asking, “Does this bring me joy?” and many are even exploring the...

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Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

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A list of your belongings will make filing an insurance claim much easier. In the event of a fire or other disaster, would you be able to remember all your possessions? Having an up-to-date home inventory will help you...

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