Off-Road Vehicle Insurance

Off Road Vehicle Insurance

Oregon is known for its outdoors and there is never a shortage of ways to enjoy it.  You can enjoy the mountains with your 4 wheelers, motorcycles, or any type of ATV.   Trust the insurance experts at Fox Insurance for your off-road vehicle insurance in Portland, OR.  

The last thing that you want to worry about when you are enjoying the outdoors is if your insurance has you covered.

Let Fox Insurance take away that worry and fear, by providing you with a free ATV or off road vehicle insurance quote.

At Fox insurance we have been providing the people of Portland, Beaverton, Aloha, Tigard, and all surrounding areas of Oregon with off road vehicle insurance for years.  Let our expertise give you peace of mind so that you can enjoy the great outdoors.

Make sure that you have the specialized coverage you need to protect your family and your off road vehicles.

Are your vehicles covered?

Let Fox insurance help you provide insurance for all of your vehicles including:

  • ATV (All-terrain vehicle) insurance
  • Dirt bike insurance
  • Dune buggy insurance
  • Golf cart insurance
  • Snowmobile insurance
  • Any other motorsports insurance you need

 

Do You Need Insurance for Your Off-Road Vehicle?

When it comes to off road vehicles, most of them won't be covered by your standard auto or home insurance policy.  If you look at your home insurance it may cover these types of vehicles only while they are on your property. 

Even when going to federal or state lands they will require that all your vehicles have their own insurance policy that will protect the riders in case of an accident.

Reducing Your Rates

When determining the rate you will have to pay for your insurance, there are several factors that will be used. Found below is a list of things that can help you keep your rates low.

  • Have a good record - If you have claims on your insurance policy or violations on your driving record, your rates will likely be higher.
  • Know the consequences of your specific vehicle - Some off-road vehicle models are considered more aggressive machines, and typically have elevated rates as a result.
  • Own and Insure More Than One - There are a lot of carriers which will offer special rates for insuring multiple vehicles.

Good Coverage for Great Times

Every available policy is going to be unique, but here is a quick rundown of the some of the options included in most ATV, snowmobile, dirt bike, golf cart, and other off-road vehicle insurance policies which are available:

  • Collision coverage pays for covered damage to your vehicle when if you are in a collision with another object or vehicle.
  • Property damage liability coverage insures you if there have been specific damages caused to property because of your actions. This coverage may also provide you with a legal defense if another party files a lawsuit.
  • Bodily injury liability coverage insures you against certain damages if you injure or kill someone while the vehicle is in operation. Such coverage can also provide you with legal defense against suing parties.
  • Comprehensive physical damage coverage pays for covered losses resulting from events other than a collision, such as vandalism and theft.

Let Fox Insurance help get you the best coverage possible at the best rate possible before you go out and ride.

Talk to us today to find out how to get the best overall price and value on the Beaverton and Portland outdoor vehicle insurance which is right for your needs.

Offices located at:

 8040 SW Hall Boulevard, Suite 100, Beaverton, OR 97008