Flood insurance is sometimes misunderstood and not always applied to the situation. By being informed about the risks and rewards of having such coverage, you should be able to make the best possible decision about it.

1-      Flood Insurance is Usually Optional. To begin with, it is important to understand that flood insurance is often supplemental or added onto policies at the request of the client. As such, most people will need to make the request to their agency to have it added on.

2-      Adding is not Always Automatic. Even if the policy is a comprehensive one, there is not always a guarantee that flood insurance will be part of it. As such, finding out if it is a part is highly important.

3-      Limited Slots. Another important thing to know about flood insurance is there is a limited amount of slots open for those who can add it. There can only be so many claimants per event, which means that insurance may limit those who qualify.

4-      Many people are unaware of these implications and do now know how to utilize them.

By making every effort to be covered in the case of such an emergency, you should be able to get through the situation and get the coverage you need. This coverage is essential to keeping your quality of life as it is.

Contact us to find out about flood insurance and how you can add it to your policy, in order to make sure you are protected and covered.