Do you have a teen driver in your household? Perhaps you have a student driver or a teen who is anxious to get that coveted learner’s permit. You have to let them grow up and earn their independence, but before you do, make sure you understand the details of insuring your teen driver.
When to Get Insurance for a New Driver
Until your student driver gets a driver’s license, he or she will be covered by the insurance of the adult riding with them in the car. However, your student driver must have a learner’s permit in order to legally operate an automobile on public roads. As soon as your student driver passes the driving test, he or she needs to be covered by auto insurance. Your Fox Insurance Agency agent can help you determine the most efficient and affordable option for obtaining this coverage.
What Coverage Should a New Driver Have
The type of coverage a new driver needs depends on a number of variables. The type of car he or she drives will make a difference. Your new driver may be eligible for certain discounts based on safety features in a vehicle or even the make and model of a vehicle alone. If there is a lien on the automobile, your financial institution may have certain requirements for auto insurance coverage. At the minimum, your new driver needs to have standard coverage to meet state legal requirements. However, discounts and other options for more extensive coverage may be available to provide greater protection for your teen driver, the vehicle and any passengers.Don’t wait until the last minute to learn more about insuring your teen driver. Take a moment to request a free online quote now. If you have questions or would like more information, Call our office during regular business hours.