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Are You Paying Too Much for Your Car Insurance Policy?

4 ways to pay less for your car insurance.

1. Your Top of the Line Car Is Costing You

The reason for this being that newer cars are generally more expensive to fix or replace. A used car’s parts are likely to be more readily available, and, because it’s aged, will likely be less expensive.

2. Put a Ring on Her! (or Him!)

Married couples are generally safer drivers than their single counterparts. Even if you’ve never been in an accident, you’re forgetting to include every other bad single driver that shares the road with you. Remember: insurance is all about statistics.

3. Driving less means paying less.

Remember how it’s all about statistics? Well, it doesn’t take a genius to know the less you spend on the road, the less likely you are to be involved in an accident. Working from home, or carpooling are ways to lower the miles on your car.

4. Take the lower premium.

Taking a lower premium is the easiest way to start paying less for your car insurance. It is, however, a double edged sword; having a lower premium means paying more out of your own pocket. Can you afford the deductible if you’re involved in an accident?

Paying less is always good, but it can sometimes come at a price if the worse happens. In the event of an accident, call your insurance agent immediately. To get an auto insurance quote from Fox Insurance Agency, call or use our free online service today.