An Umbrella Policy in Portland, OR can provide a level of protection that you need to actually feel secure about the protection of your assets. The extra level of protection provided by a personal umbrella liability insurance policy may be exactly what you need.
An umbrella policy will take over and provide extra protection when you have used all of the liability limits on your homeowner insurance, auto insurance, or other underlying insurance policy. The cost of this protection is relatively minimal compared to the peace of mind that can be gained knowing you have all of the coverage you could ever need.
There are many situations in which an umbrella insurance policy will need to be utilized. For example, if your dog bites a neighbor's child, if there is an accident on your rental property or if there is a fire in your condo and it spreads to other units, you may find that you have a very large liability bill. Even if a family member missed a stop sign and struck and killed a pedestrian, you may find that you have a very large liability case on your hands. Unfortunately, many people do not prepare for these unexpected events and their liability limits are not adequate to protect their assets -- or their future earnings.
An umbrella policy will start to provide coverage once the liability limits are exhausted on the home insurance, auto insurance, or any other active insurance policies. An umbrella policy will take over and provide a second layer of protection or at least $1,000,000 but higher limits are also available.
An umbrella insurance policy can pay claims that your home, auto or underlying insurance policies will not cover. An umbrella policy will cover you, your spouse and all of your family members living in your household anywhere in the world. The legal defenses associated with a claim will also be paid.
For many years, Fox has been providing umbrella insurance policies for residents of Portland, Beaverton and Gresham as well as the entire states of Oregon and Washington.
Offices located at:
4800 SW Griffith Drive, #300, Beaverton, OR 97005