Keep Your ATV Adventures Safe

Unique among motor sports, driving all-terrain vehicles in Oregon and Washington combines an exhilarating workout with a test of maneuvering skills and a hearty dose of adrenaline. Fun as it is though, it can be a risky activity. So, take a systematic approach to keeping things safe before, during and after your outings.

Before You Go

• Take a Course
  Formal hands-on training courses cover how to control ATVs in commonplace situations. The ATV Safety Institute typically offers its ATV RiderCourse free to anyone who buys a new qualifying machine from an institute member. Call 1-800-887-2887 or visit atvsafety.org for class information.
  
  
• Dress for Success
  A motorcycle or other motorized sports helmet, certified by the U.S. Department of Transportation, is a must. You’ll also want to suit up with over-the-ankle boots and long pants, a long-sleeved shirt, goggles and gloves.
  
  
• Remember Insurance
  Riding on state-owned land? Many states require ATV insurance, which offers coverage options similar to what’s available for motorcycles – liability, comprehensive, collision, safety apparel replacement, roadside assistance and more.

During the Ride

• Don’t Share the Seat
  You’ll want to be free to shift your weight according to the terrain and the situation. Passengers make it difficult – and dangerous.
  
  
• Stay Off the Road
  ATVs simply aren't street-legal machines, at least not in most states. The solid rear axle with no differential means they can be hard to handle on pavement.
  
  
• Let Kids Be Kids
  Children should never be allowed to drive or ride on an adult ATV. Someone under 16 on an adult ATV is twice as likely to sustain an injury as a child riding a youth ATV, according to ATVSafety.gov.

After the Outing

• Wait to Celebrate
  This is when you get to unwind with a cold one, not before. You need sharp reaction time and judgment, so don’t ever drive ATVs under the influence of alcohol or drugs.

We here at Fox Insurance Agency want you to enjoy your ATV outings this summer, while staying safe. Just contact us at 503-277-2300 so we can help you explore ATV insurance options!

The information in this article was obtained from various sources and is not all inclusive regarding the subject matter. This content is offered for educational purposes only and does not represent contractual agreements, nor is it intended to replace manuals or instructions provided by the manufacturer or the advice of a qualified professional. The definitions, terms and coverage in a given policy may be different than those suggested here and such policy will be governed by the language contained therein. No warranty or appropriateness for a specific purpose is expressed or implied. Content provided by Safeco Insurance Company.