To plunge or not to plunge. That is the question for some as New Year's Day approaches - and one best posed to a physician. Because, before taking the polar bear plunge into freezing cold water, you should first make...

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It's that time of year that many people feel most charitable. It also may make them most vulnerable to having their personal information compromised by others. Because of that, this is a great time a good time to go...

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Buying. Wrapping. Shipping. Decorating. Here in Portland, Oregon and everywhere else, the holiday season is in full swing, and that means all of the waste that goes along with the festivities is beginning to pile up. We'...

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With travel during the holidays comes the ever present battle of airport crowds, or the fight through traffic on the drive to visit family and friends throughout Oregon, Washington, and points beyond. Sometimes the...

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To many pet owners our pets are like family, so it's important to help them stay safe during the holiday season. As much as possible it is important to try and keep your pets on a regular routine, even during the...

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Here in Portland, Oregon and beyond, you can't help but notice that the holiday season has officially arrived! For many of us that means shopping, gifting, decorating, partying, and traveling. And a whole lot of it! At...

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Planning on hosting a Thanksgiving feast this year? While you are busy getting the ingredients, décor and all the last minute details put together, don't forget to think about some of the safety issues that surround...

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For one reason or another, you aren't going to be using your RV, motorcycle or boat for the next few months. Whether it is due to weather or a busier schedule, you consider cancelling your toy insurance policy on your...

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A standard homeowners policy in Beaverton, Portland, Oregon and elsewhere may include coverage for jewelry and other precious items such as watches and furs. These items may be covered for losses caused by all the...

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Going outside during the winter months can be a production. You may need gloves, a hat, a heavy coat, boots and maybe more depending on the weather. Your car, the vehicle you rely on to get you to and from home and work,...

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In 1984, National Night Out - "America's Night Out Against Crime" - began as a way to promote crime prevention through neighborhood camaraderie. Since then, according to the National Association of Town Watch (NATW),...

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Fall is one of our favorite seasons! The leaves, the cooler, shorter days and of course, pumpkin spice everything. There are some seasonal dangers associated with fall that can be quite hazardous if one is not prepared....

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"Reduce, reuse, recycle." Most likely, you've heard that catchy phrase connected with information about saving natural resources and even saving your family money. But how many of us really make reducing, reusing and...

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We have all heard the auto insurance commercials talking about the discounts this insurer or that insurer offers. There are the standard ones: multi-policy, multi-vehicle, etc., but there may be some other discounts...

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Ah, summer. It's warm outside and comfortable inside, with air conditioners and fans blowing a cool breeze throughout the house. What a perfect time of year! Until the power goes out, that is. Now it feels just as warm...

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The home is a safe haven that is often impenetrable from the troubles and dangers of the outside world. We don't often think about the unseen risks that could be lurking in homes, although there are a few gases that can...

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Sitting around a backyard fire pit here in Portland, Beaverton, and throughout Oregon is one of the most enjoyable ways to spend a nice summer evening. Without the proper precautions, however, it can also be quite...

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5 Great Reasons to Consider Buying from an Independent Insurance Agent. - We live in the digital age. We can get instant results like game scores, recipes and silly videos at the touch of a button. You can also get...

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College Students: What you need to know about your auto insurance in Portland, OR. - College is an exciting place. New experiences, friends and knowledge await wherever you go. Before the fun starts, there are some...

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Portable fire extinguishers can save lives and property when a small, contained fire breaks out in your home or business. But different types of fire extinguishers fight different types of fire - and using the wrong one...

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You should know exactly how to use a fire extinguisher in the event a fire develops and you feel you are safely able to fight it. It is recommended that only those trained in the proper use of fire extinguishers...

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Getting out on the open road with the family can be a great summer pastime. Whether your road trip takes you to a national park, a beach or to visit family, it can be a great opportunity to bond as a family that...

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For many of our neighbors in Beaverton and Portland Oregon, summer means more than sunshine and vacations. It also means working in the yard - often with tools that can be dangerous if not used properly. Each year about...

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Many Americans fire up the grill when the weather is warm, especially during summer holidays and family get-togethers. This adds up to more than three billion barbecues a year. But serious accidents can occur without...

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It is fairly easy to tell the difference between a car and a truck or a motorcycle and a moped, but when it comes to boats and yachts, differences may not be as evident. In insurance terms, the differences between a...

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Many drivers in Portland, Beaverton, Oregon and elsewhere don't think about their insurance coverage until after they have an accident and call their insurance company to file a claim to help pay for car repairs, a...

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If you're like most people in Portland, Beaverton, and throughout Oregon and elsewhere, there are certain items you own that you can't imagine ever losing - possessions you deeply cherish or those that would be...

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Even the most careful drivers occasionally get into accidents-that's why auto insurance was created. But, your car can be damaged even if you're not in a crash-which is why there's comprehensive auto insurance....

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At some point this summer, you will most likely use fire for something. Whether it be a campfire, fireworks or a grill, potential the for both fun and hazards is present. We put together a few fire safety tips for using...

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Everyone wants to keep their home safe from burglars or intruders in Portland, Beaverton, and elsewhere in Oregon and beyond, but not everyone wants to have an alarm system installed. There are plenty of people who...

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It may sound surprising, but there are approximately 3,000 hailstorms in the United States each year which of course includes Portland, Beaverton, and the rest of Oregon. The size of hail can widely vary - from golf-...

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If you plan to remodel your home in Portland, Beaverton, Oregon or elsewhere, make sure that the house, the contractor and the subcontractors have adequate insurance coverage. Don't make the mistake of waiting until an...

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A camping trip is one of the great adventures a person (or family) gets to have each summer. Our area is filled with great camping spots, some nestled in the woods some near streams and lakes, but most are great for...

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One of the most disheartening experiences is to find flooding or extreme water damage to your treasured home in Beaverton, Portland, or elsewhere in Oregon. At Fox Insurance Agency, we know you want to protect what's...

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At some point during this past winter, you may have lost power and depending on for how long, you may have gone and purchased a generator. Some purchase generators for the "just-in-case" scenario, while others use them...

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Renters insurance provides financial protection against the loss or destruction of your possessions when you rent a house or apartment in Portland, Beaverton or elsewhere. While your landlord may be sympathetic to a...

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If you are ever sued, your standard homeowners or auto policy will provide you with some liability coverage, paying for judgements against you and your attorney's fees, up to a limit set in the policy. However, in our...

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There are many reasons why you might want to rent out your home on either a short- or long-term basis. Whether you own a second home that you plan to lease to a tenant, or want to rent out a room in your house...

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Spring and summer bring wonderful warm (sometimes hot) weather. With that warmer weather, the potential for thunder and hail storms increases. According to the Insurance Information Institute, the U.S. saw more than 5,...

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Standard homeowners and renters insurance in Portland, Beaverton, and other parts of Oregon and beyond do not cover flood damage. Flood coverage, however, is available in the form of a separate policy both from the...

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One of the most common conversations I have with clients in Portland, Beaverton, and elsewhere is about teenage drivers. We've all heard the horror stories. Your friends will warn you about the hundreds and even...

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When you buy or lease a new car or truck in Portland, Beaverton, or elsewhere in Oregon and beyond, the vehicle starts to depreciate in value the moment it leaves the car lot. In fact, most cars lose 20 percent of their...

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Your credit score is important in many ways. It allows you to purchase a home, buy a car, and can even be a factor in getting the best insurance rates. However, credit scores can be confusing too. Here are 3 ways to...

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When it comes to auto maintenance, there are some things that are best left to the professionals. While you may not be able to repair issues with your engine, transmission or other vital systems in your vehicle, you can...

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If you lease a car in Portland, Beaverton, or elsewhere in Oregon or other areas, you still need to buy your own auto insurance policy. The auto dealer or bank that is financing the car will require you to buy collision...

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Rental reimbursement is an important part of your auto insurance coverage. Let's discuss what it is and why you need it! When you suffer an auto insurance claim, it's not uncommon for your vehicle to need to go to the...

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Air bags save thousands of lives each year, according to The National Highway Traffic Safety Administration (NHTSA). In frontal crashes, air bags reduce deaths among drivers by about 30 percent and among passengers by...

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Below is a short list of tasks that you can do to help take care of your home, vehicle, and family in Portland, Beaverton, and elsewhere. Consider them a helpful reminder of what needs to get accomplished throughout the...

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The case for Travel Insurance While booking a family vacation there are some important things you should plan for and we'd like to discuss an insurance topic that many people do not know about or elect to not purchase:...

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The first years teenagers spend as drivers are very risky. In fact, teen drivers have the highest death rates of any age group, according to the U.S. Department of Transportation. While getting a drivers license is an...

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Most people would say their car is one of the most valuable assets they own - if not the most valuable. Despite that, however, some people make it downright easy for thieves to drive off in their pride and joy. At Fox...

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It has been all over the news lately: data breaches at major retailers have been potentially compromising shoppers debit and credit cards. While your banking institutions and credit card issuers do offer some protection...

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A vacation is your time to relax and enjoy life. - Vacation is for fun and relaxation. Help save yourself some worry about what could be happening at home in Portland, Beaverton, Clackamas,Oregon, or elsewhere by...

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Cooking has long been and continues to be the most common cause of home structure fires and home fire-related injuries. Whether in Portland, Beaverton, Milwaukie, Oregon or elsewhere, preparing for a family dinner or a...

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Valentine's Day is here, and love is in the air. Well, love and a few other things, such as chocolates, romantic dinners, candy hearts that say "Be Mine" - and, of course, jewelry. It's exciting to receive jewelry from...

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In Portland, Beaverton, and throughout the northwest, severe winter weather can occur in many forms. Rain, sleet, ice, snow, hail, blizzards in any combination is possible. Often, a change of only a few degrees in...

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Don't be "that" guy in traffic! - We wanted to know what some of your biggest gripes about those other drivers you share the road with. After tallying our unofficial poll results, we compiled a list of bad habits behind...

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Storms or natural disasters in Portland, Beaverton, West Linn, and throughout Oregon and Washington can have the ability to knock your power out for an extended period of time. During an outage, portable generators can...

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Using claim data, regardless if you live in Portland, Beaverton, Wilsonville, Oregon, or elsewhere, the following is a list of common causes of fire-related losses as well as some things you can do to help prevent them....

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An insurance policy's usefulness is determined by the policy language used. Specific policy language determines what is covered, what is excluded and the amounts covered under the policy. Reviewing your insurance policy...

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Falling snow can be picturesque, but it can also wreak havoc on the roads in Portland, Beaverton, and throughout Oregon and Washington. While no one enjoys driving in snowy or slippery conditions, there are steps you...

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Winter is here, and with it comes many traditions and activities: Holiday celebrations with loved ones in Portland and Beaverton, skiing and snowboarding outings in the mountains, fireplace-lit living rooms, homemade...

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It's just a matter of time. You know it's coming. Everything Mother Nature likes to throw at us every winter. Snow and slush. Freezing rain. Ice and black ice. It's on the way so be prepared. Are prepared for all of...

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Winter has arrived, but there's still time to get ready for winter weather, including storms. Extreme cold is always a possibility here in Portland, Beaverton, Gresham, and throughout Oregon and Washington, so we at Fox...

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Congratulations, you've purchased a condo!! Home ownership with little or no yard work. You can remodel your kitchen, paint the walls and enjoy your new space. During the purchasing process your agent probably told you...

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As winter settles in at Portland, Oregon, Beaverton, Lake Oswego and elsewhere, our habits tend to change. Most of us typically spend more time hunkering down at home and less time frolicking at the beach. That usually...

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