Fox Insurance Agency Blog

All You Ever Wanted to Know About Insurance

Social Host Liability

Serving alcohol at a party? Be a responsible host Whether you're hosting a Super Bowl party for 50 or greeting the New Year with a few friends, if you're planning to serve alcohol at your home take steps to limit your...

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The Dos and Don’ts of Holiday Travel

Nobody really enjoys traveling during the holidays, do they? OK, you might if you’re going on vacation, or you’re visiting family in Hawaii or something. But for everyone else, it’s a slog-whether you’re battling...

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What is 'long-term care'?

Because of old age, mental or physical illness, or injury, some people find themselves in need of help with eating, bathing, dressing, toileting or continence, and/or transferring (e.g., getting out of a chair or out...

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8 smart steps for buying life insurance

How to find coverage that meets your needs and budget. Life insurance can form a vital part of your family’s financial stability and well-being but, if you’re like most people, you may find the thought of shopping...

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How to Create an Emergency Survival Kit

If a massive disaster wiped out power to your region right now, with no hope of recovery for at least several days, would you be ready? Would you have a way to connect with your family? Would you have enough...

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Avoid a deer-car collision

As the deer populations grow and urban habitats continue to encroach upon rural environments, there has been an increase in deer-car collisions-over half a million a year, with a significant number of fatalities. Deer-...

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Insuring Jewelry: How to Know if Your Coverage is Enough

A ring from a loved one. A bracelet handed down through generations. A watch or necklace marking a special occasion. Every reason why you treasure a piece of fine jewelry is a reason why it should be insured. However,...

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12 Easy Steps To Locating Lost Life Insurance Policy Documents

- - Tactics for Tackling a Difficult Task amid Difficult Times - Locating life insurance documents for a deceased relative can be a daunting task-for one thing, as of this moment there are no national databases of all...

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Device Insurance: Cover Your Personal Electronics With the Policy You Already Have

It seems everyone these days has a smartphone. Or, a smart TV, a tablet or an ebook reader. Or, all of the above – and more. When you add it all up, you may find you have thousands and thousands of dollars tied up...

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Protecting Your Home: Understanding Your Home Insurance Policy

As a homeowner, one of the most important aspects of your home isn’t something you use daily. And it isn’t something flashy you show off to friends. It’s your homeowners insurance policy, and it protects you in more...

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Slow Down, Save Money and Lives

- - Slow down, save money ... and lives - How many times has the following happened to you? You’re speeding down the highway when you spot a state highway patrol car. You quickly hit the brakes and slow down,...

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Kids Are Heading Back to School — Let’s Keep Them Safe

The end of summer means many things, such as cooler weather, shorter days and ... the start of football is here! But most important, it means kids are headed back to school. And that means we all should be extra...

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Do I Need to Tell My Insurance Company If My Dog Bites Someone?

You probably don’t think your dog would ever bite someone, let alone cause a serious injury. But dog bites are more common than you might realize-4.5 million occur every year in the U.S., according to the Centers for...

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Protect yourself from Carbon Monoxide—at Home and Work

Every year, according to the Centers for Disease Control and Prevention, hundreds of people in the U.S. die from carbon-monoxide (CO) poisoning-and the invisible, odorless gas sickens thousands more. The numbers seem...

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Tips for Buying a Safe Car

Top image by Flickr user used under . Image cropped and modified from original. You’ve heard all the talk about driverless cars - but unfortunately, we’re still years away from living in a world where you just tell...

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How to Keep Your Trees Healthy — and Upright

They’re trees. And as with so many things in life, proper maintenance is critical. Keeping your trees healthy will allow you to continue to enjoy them and their benefits - one of which is providing enough oxygen for...

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Let’s Keep Our Lawns – and Ourselves – Safe

For many of our neighbors, summer means more than sunshine and vacations. It also means working in the yard – often with tools that can be dangerous if not used properly. Each year about 400,000 people are treated...

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Why Today’s Homes Burn Faster

From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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Ride Safe with These Motorcycling Tips

Motorcycle riders are far more likely than people in cars to be seriously injured or killed in a crash - but keeping safety in mind can reduce your risk. There are many benefits to motorcycles - they get great gas...

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6 Tips for Getting to Work on Two Wheels

Did you know that hundreds of thousands of people in the United States commute to work by bicycle, according to the U.S. Census Bureau? That’s a lot of cars off the road each day, a lot of gasoline saved and a ton of...

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Essential Safety Tips for Nighttime Boating

If you own a boat (or better yet, as the joke goes, you know someone with a boat), you’ve probably thought about spending some evenings on the water - especially in the summertime. It’s a great thought, of course....

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Three Ways a Pool May Affect Your Homeowners Insurance

That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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How to Choose the Right Life Jacket

You can lower your risk of drowning by wearing a life jacket - but it can’t be just any life jacket. To truly be effective, a life jacket needs to be the right type and fit correctly. You probably know you should wear...

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Easy to Forget Cleaning Projects

As a busy homeowner, it is easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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Safety Tips for Summer Thrill Seekers

The family summer vacation is a time-honored tradition, and it often includes a trip to one of our country’s incredible amusement parks. But, while the rides and other attractions at these parks are typically safe,...

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Lawnmower Safety

Each year, approximately 75,000 people are injured seriously enough by lawnmowers to require emergency room medical treatment. Only a small percentage of the injuries are caused by mechanical failure; most are the...

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Disaster Planning for Pet Owners

- - A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. Which is why it’s so important to give some advance thought to how you’d handle your pet responsibilities...

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10 Ways to Update Your Home for Less Than a Mortgage Payment

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home. Inside or out, small improvements can make a significant difference - and, whether you’re handy or not, you can...

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Summer Driving Tips

Summer’s almost here. The sun will come out of hiding, and people will, too. As crowds swell at the beach, in parks, and even on roadways, it all makes for some challenging driving conditions. More people are out...

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7 Travel Tips for Your Money and Identity

Travelers and tourists are a dream for thieves. They’re typically carrying plenty of cash and valuables. They often have smartphones full of personal information. And, they can easily get caught up in the sights and...

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Prepare for Warmer Weather with These Home Maintenance Tips

“No winter lasts forever; no spring skips its turn.” That’s a quote from author Hal Borland - but another favorite saying might be even more appropriate for this time of year: “Be prepared.” After all, warmer weather...

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What Type of Insurance Do I Need If I'm Renting Out My Home?

- - Vacation Home? Income Property? Here’s How to Cover It - There are many reasons you might want to rent out your home on either a short- or long-term basis. Depending on the rental scenario, your standard...

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Flood Prevention and Safety

Almost anywhere it rains, it can flood. Even if you live in an area of that you think isn’t at risk, preparation is just as critical as with other types of emergencies. Before we get into how you can prevent, limit...

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Are You Insured or Uninsured When Borrowing A Car

- - I’m borrowing my friend’s car ... am I covered? - Most people have an idea of what’s covered and not covered under their various insurance policies. But at Fox Insurance Agency, we get a lot of questions about...

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Preventing Carjacking / Theft

- - Thousands of unsuspecting motorists are carjacked every year. - To minimize the danger of being carjacked: - Think of saving your life first. Only then, think of your car and what's in it. If another car bumps...

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Shopping For A Safe Car

If you are like most people shopping for a new car, safety ranks high among things you're looking for. Every new car must meet certain federal safety standards, but that doesn’t mean that all cars are equally safe....

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Do "Empty Nesters" Need Life Insurance?

- Do "Empty Nesters" need life insurance? - Quite possibly. Here are 10 reasons to own life insurance after your kids have left home: To meet goals If your children are in college and/or not completely financially...

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Prepare for Warmer Weather with These Home Maintenance Tips

Top image by Flickr user used under . Image cropped and modified from original. “No winter lasts forever; no spring skips its turn.” That’s a quote from author Hal Borland - but another favorite saying might be even...

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Renters Insurance - Don't Be Caught Without It

- The Importance of Renters Insurance - If you live in a rental home or apartment, chances are you don’t have the proper insurance. Despite the fact that rented homes are more likely to be burglarized than owner-...

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7 Driving Habits That Are Bad for Your Car

No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty.Guilty? If so,...

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Want a Safer Home? Consider these Inexpensive Fixes

Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you...

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Avoid Deadly Distractions Behind the Wheel

Many people have a limited definition of “distracted driving”: They think it only means texting behind the wheel.There’s good reason for that, because texting requires visual, manual and cognitive attention – the same...

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How Can I Build And Maintain A Good Credit History?

Your proven ability to manage your money and meet your financial obligations is the basis of your credit score. The best way to build a solid credit score is to make a habit of always paying your bills on time in full...

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Have Guns in Your House? 5 Things to Keep in Mind

The topic of guns can be very sensitive, but there’s one thing virtually everyone can agree on: Storing them safely is incredibly important, particularly in homes with children or even those where children occasionally...

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Business Owners Insurance Policy and Business Interruption Insurance

- - What Does A Business Owners Policy (BOP) Cover? - Insurance companies selling business insurance offer policies that combine protection from all major property and liability risks in one package. (They also sell...

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Emergency Preparedness Kit

What You Need in an Emergency Kit You never know when a natural disaster is going to hit Oregon, Washington, or California— or even just a big storm that knocks out the power for a few days. That’s why having an...

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Being Single and Insurance Coverage

Single - You are part of the work force and out on your own. Establishing a solid financial foundation should be a priority, including insurance in the mix. It’s important to understand what affects the cost and...

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The Best Questions to Ask When Picking a Mechanic

“Never trust a mechanic who drives new cars. They’re either charging too much money for their work, or they can’t keep an old car running — maybe both.” —Patricia Briggs, authorOkay, maybe that approach is a bit...

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Insurance Mistakes to Avoid…... (and Still Save Money)

Avoid these Common Mistakes and You’re on Your Way to Getting the Best Insurance for Your Needs and BudgetSaving money feels good. However, simply reducing your insurance coverage or dropping important coverages...

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Severe Cold Weather Survival Checklist

Cold weather is a fact of life. Much of North America periodically experiences severe and sustained cold weather, with snowfalls interspersed with periods of melting and freezing. And these extremes can inflict...

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Heavy Rain? Be on the Lookout for Heavy Damage

Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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